Munkaila, Lambongang, Abiodun Emmanuel Awoyemi, and Kafui Kosiwor Sokpor. “Effect of Participation in Village Savings and Loans Associations on the Financial Performance of Rural Households in Northern Region, Ghana”. International Journal of Publication and Social Studies 5, no. 2 (December 2, 2020): 178–188. Accessed October 5, 2022. http://archive.aessweb.com/index.php/5050/article/view/140.