PHAM, N. A. .; NGUYEN, Q. D. .; NGUYEN, D. V. . Determinants of firms’ access to finance through fintech: An empirical study of startup firms in Vietnam. Asian Economic and Financial Review , [S. l.], v. 15, n. 8, p. 1320–1335, 2025. DOI: 10.55493/5002.v15i8.5554. Disponível em: https://archive.aessweb.com/index.php/5002/article/view/5554. Acesso em: 6 sep. 2025.