Hartono, Rachman, Djoko Koestiono, Syafrial Syafrial, Hery Toiba, and Mangku Purnonomo. 2023. “The Role of Non-Cognitive Skills in the Adoption of Information and Communication Technology in Indonesia”. Asian Economic and Financial Review 13 (3):192-201. https://doi.org/10.55493/5002.v13i3.4741.