Abid, L. ., A. . Masmoudi, and S. . Zouari-Ghorbel. “The Consumer Loan’s Payment Default Predictive Model: An Application in a Tunisian Commercial Bank”. Asian Economic and Financial Review, vol. 6, no. 1, Dec. 2015, pp. 27-42, doi:10.18488/journal.aefr/2016.6.1/102.1.27.42.