Pham NA, Nguyen QD, Nguyen DV. Determinants of firms’ access to finance through fintech: An empirical study of startup firms in Vietnam. 5002 [Internet]. 2025 Sep. 3 [cited 2025 Sep. 6];15(8):1320-35. Available from: https://archive.aessweb.com/index.php/5002/article/view/5554