Investigating the relationship between financial technology on financial access in Cameroon: Emperical study

Ekane Mirabelle Eduke, Omenguele Rene Guy, Mbu Daniel Tambi — Wed, 09 Apr 2025 00:00:00 -0500

This empirical study aims to investigate the relationship between financial technology (FinTech) and financial access in Cameroon. With the increasing adoption of financial technology in the financial service sectors, it is essential to determine whether the use of these technologies has a significant impact on financial access. Methodologically, to appraise the link between FinTech and financial access, the study applied the autoregressive distributed lag (ARDL) technique. Data related to financial access were obtained from the Financial Development and Structural Dataset, while bank technological-related data, such as the Depth of Automatic Teller Machines (ATMs), were obtained from the International Monetary Fund (IMF) database. The ARDL Bounds Test results make a substantive contribution to the scholarly discourse by empirically affirming the existence of a long-term cointegration relationship between FinTech and financial access. The outcome shows that in the short run, FinTech has a positive effect on financial access up to the third lag, and the long-run outcome equally confirms a positive and significant effect of FinTech on financial access in Cameroon. In terms of policy recommendations, policymakers should implement programs that incorporate initiatives to promote FinTech, while consumers need to learn about the benefits of FinTech and how to use FinTech services safely.

Climate change in agricultural production and migration intentions in developing countries: Evidence from african countries

Mamadou Abdoulaye Diallo, Porto Bazie — Fri, 02 May 2025 00:00:00 -0500

This study aims to assess the effect of climate change on agricultural production and its impact on migration intentions. We conceptualize migration intention as a process ranging from desire and planning to preparation. Using data from round 7 (2016/2017) of Afrobarometer surveys, we estimate a sequential logit model on a sample of 44,224 adults in 33 African countries. Descriptive results show that 36% of adults express a desire to migrate, 14% plan to leave within two years, and only 3% are preparing to migrate. Econometric estimates indicate that worsening climatic conditions in agricultural production increase the likelihood of migration intentions. The study also identifies several factors affecting migration intentions, such as age (with younger individuals more likely to migrate), gender (women show lower migration intentions), education level, internet usage, and dependency on remittances. Additionally, political commitment and perceptions of governance play a role. The findings emphasize the importance of incorporating climate change into public policies, particularly migration policies. The study recommends focusing on improving living conditions for the younger, more educated population, those dissatisfied with governance, and those dependent on remittances, to better address migration challenges linked to climate change.

Asian Journal of Empirical Research

Investigating the relationship between financial technology on financial access in Cameroon: Emperical study

Climate change in agricultural production and migration intentions in developing countries: Evidence from african countries