https://archive.aessweb.com/index.php/5051 Asian Economic and Social Society en-US International Journal of Social and Administrative Sciences 2521-0556 https://archive.aessweb.com/index.php/5051/article/view/5215 <p>This study examined the effect of crop insurance on the financial risk of smallholder rice farmers in the grass field of Cameroon. Panel data from 76 Smallholder rice farming groups from 2019-2022 was used, while the Panel-corrected standard error technique was used for estimation. The results revealed that crop insurance captured using inputs (fertilizers, herbicides, and treated seeds) and land preparation had a positive and statistically significant effect on financial risk. These results validate the risk balancing hypothesis for smallholder rice farmers. Control variables like Farm size and labour had a positive and statistically significant effect, while training cost and buying price had a negative and statistically significant effect on financial risk. The results therefore, indicate that smallholder rice farmers need to adopt crop insurance practices such as use of quality farm inputs and better land preparation techniques in order to manage financial risk.</p> Geraldine Litika Njong Mom Aloysius Dobdinga Cletus Fonchamnyo Copyright (c) 2024 2024-11-04 2024-11-04 9 2 24 38 10.55493/5051.v9i2.5215 https://archive.aessweb.com/index.php/5051/article/view/5216 <p>In Kolkata, the elderly people represent 11.76% of the total population. Here we present new data on the aging population of Kolkata, and address its causes, and consequences. We interviewed 110 elderly male and female who are living with their family members and in old age homes in Kolkata. The data was collected from low, medium, and high-income groups from three urban housing societies as well as five old age homes. It has been observed that the elderly male and female of the low-income group have no medical and life insurance, and many of them are suffering from health issues. Although females up to 60 years are part of Self-Help Group, males are suffering from Loneliness. The elderly male and female of the medium, and high-income group do not have financial issues, but most of them do not visit doctors and health care centers for regular health check-ups. Digital literacy has to be improved. Elderly people staying in old age homes are mentally and physically much better than their counterparts who live with family members.&nbsp; Analysis of existing government policies reveal scope for improvement of the elderly people. We propose social innovation for the elderly population in Kolkata.</p> Sreelekha Mazumder Rajib Shaw Copyright (c) 2024 2024-11-04 2024-11-04 9 2 39 63 10.55493/5051.v9i2.5216