Effects of financial stress on the financial well-being: A study on the individual investors in Indore region
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Keywords

Financial condition, Financial stress, Financial well-being, Income, Individual investors, Investment.

How to Cite

Jaiswala, S. ., & Rathore, V. . (2025). Effects of financial stress on the financial well-being: A study on the individual investors in Indore region. Asian Journal of Empirical Research, 15(2), 53–58. https://doi.org/10.55493/5004.v15i2.5429

Abstract

This research aims to build a paper that will help readers comprehend the financial health of individual investors.  By quantifying a key indicator of economic security, this study lends credence to the planned investigation. According to prior research on this topic, a person's financial stress levels might be elevated when they experience elevated levels of ambiguity over their financial condition. The present research paper format is based on hypothetical rationales based on financial stress and anxiety. This study was conducted on 240 individual investors in the Indore district of Madhya Pradesh state. This study analyzes how different levels of annual income of individual investors could change their attitudes towards investment proportion.  An exploratory research method was used, primary data was obtained through a self-designed structured questionnaire, and a non-probability sampling method was adopted for data collection. A frequency table and the ANOVA technique were used to evaluate and interpret the data. Financial stress and its impact on the individual investor's financial situation are the key factors for determining the results. The findings indicate that financial stress showed an insignificant relationship with financial well-being. Better financial management could be a key component to achieving greater financial security. This is becoming more pressing for policymakers, financial practitioners, and educators as our population ages. This study contributes to existing knowledge on financial security and has significant practical implications.

https://doi.org/10.55493/5004.v15i2.5429
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