Determinants of Non-Performing Loans in the Banking Sector of Ghana Between 1998 and 2013
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Keywords

Non performing loan, Lending, Banking industry, Principal component analysis Ghana.

Abstract

This paper studied determinants of non-performing loans in Ghana, using historical time series annual data covering the period of 1998-2013. Using Seemingly Unrelated Regression model and Principal Component Analysis, the study found money supply, financial development and macroeconomics variables to be significant determinants of non-performing loans, except real income. The study recommends policies targeted at influencing non-performing loans.

https://doi.org/10.18488/journal.107.2018.63.142.154
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